Free monthly webinar

Aren’t Reverse Mortgages a Scam? Free Monthly Webinar

Quick Answer

“Aren’t Reverse Mortgages a Scam?” is a free, live educational workshop explaining how modern reverse mortgages work for senior homeowners who want to comfortably remain in their homes. Held live over Zoom on the second Thursday of every month from 12:00 to 1:00 p.m. PST, the session is hosted by Certified Reverse Mortgage Specialist Kathlene Carney Seidel (NMLS #2040727).

What We’ll Cover

  • Increasing Income: How long-time homeowners access accumulated equity to boost monthly retirement cash flow.
  • Financial Protection: Ways to eliminate existing debt, offset rising inflation, and cover in-home care or medical expenses.
  • No Mandatory Monthly Payments: Why HECMs require no monthly principal or interest payments (borrowers remain responsible for taxes, insurance, and maintenance).
  • Tax Considerations: Why loan advances received from a reverse mortgage are non-taxable.
  • Retaining Title: How you retain 100% full ownership and control of your home’s title.
  • Line of Credit Growth: How the growth feature on a HECM line of credit expands your borrowing capacity over time, regardless of real estate market swings.
  • Consumer Protections: How FHA insurance and non-recourse rules safeguard both you and your heirs.
  • Fact vs. Fiction: Clearing up decades-old myths using modern HUD and financial planning standards.

Who’s Presenting

Kathlene Carney Seidel
Kathlene Carney Seidel
Senior Loan Officer & Certified Reverse Mortgage Specialist · NMLS #2040727
NEXA Lending, LLC (NMLS #1660690), Cotati

What Attendees & Clients Say

I was grateful to find someone who was willing to take the time to help me understand my options. I was thrilled to get a private consultation instead.

— J. Hayes

Kathlene was enormously helpful guiding me through the process. She was educational and supportive throughout. I cannot recommend her highly enough!

— C. Popadiuk

I spoke with a few loan officers before finding Kathlene, and the difference was clear right away. She didn’t rush the conversation or assume what I knew. She explained reverse mortgages carefully, including what they are and what they’re not.

— S. Long

Join the Next Session

Free. No pressure. Just clear, honest information.

When
Second Thursday of every month
12:00 PM – 1:00 PM PST
Where
Live via Zoom

Phone: 415-465-3443 · Email: KCarney@NEXAlending.com

Kathlene Carney Seidel | Senior Loan Officer & Certified Reverse Mortgage Specialist | NMLS #2040727
NEXA Lending, LLC | NMLS #1660690 | Equal Housing Lender

Last Updated: August 2026